:root{--navy:#071827;--ink:#142635;--gold:#ae8950;--ivory:#faf8f3;--muted:#64717a;--line:#dfded7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a,summary,input{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #b48a3d;outline-offset:5px}.wrap{max-width:1240px;margin:auto;padding-left:44px;padding-right:44px}.draft-bar{background:#eae0cd;text-align:center;padding:6px 20px;font-size:12px;letter-spacing:1px}.draft-bar span{letter-spacing:0;margin-left:15px}.utility{background:var(--navy);color:#e2d1ac;font-size:12px;letter-spacing:1.5px}.utility .wrap{display:flex;justify-content:space-between;padding-top:8px;padding-bottom:8px}.utility a{letter-spacing:1px}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.header-row{display:flex;align-items:center;justify-content:space-between;min-height:102px;gap:24px}.brand{display:flex;align-items:center;gap:13px;font:19px/1.2 Georgia,serif;letter-spacing:2px}.brand img{width:54px;height:54px;object-fit:contain;border-radius:50%}.brand small{display:block;font:10px Arial,sans-serif;letter-spacing:5px;margin-top:7px;text-align:center;color:var(--gold)}nav{display:flex;gap:24px;align-items:center;font-size:14px}nav a:hover{color:var(--gold)}.portal-link{border-left:1px solid var(--line);padding-left:24px}.menu{display:none;background:none;border:1px solid var(--line);padding:8px 12px}.hero{background:var(--ivory)}.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:70px;align-items:center;padding-top:74px;padding-bottom:74px}.eyebrow{font-size:12px;letter-spacing:2px;color:var(--gold);font-weight:700;margin:0 0 20px}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.13;letter-spacing:-1.3px;margin:0 0 23px}h1{font-size:clamp(43px,4.7vw,66px)}h1 span{color:var(--gold)}h2{font-size:clamp(32px,3.5vw,46px)}h3{font-size:20px;font-weight:500;line-height:1.35;margin:16px 0 12px}p{margin:0 0 22px;color:var(--muted)}.hero-intro{font-size:21px;color:var(--ink);line-height:1.5}.actions{display:flex;flex-wrap:wrap;gap:24px;align-items:center;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#fff;border:1px solid var(--navy);padding:15px 22px;font-weight:600;font-size:14px;cursor:pointer;line-height:1.4;text-align:center;min-height:51px}.button:hover{background:#253c4d}.button.light{background:#e3c78c;color:var(--navy);border-color:#e3c78c}.button.outline{background:transparent;color:var(--navy);border-color:var(--gold)}.text-link{display:inline-block;border-bottom:1px solid var(--gold);padding-bottom:4px;font-size:14px}.hero-panel{background:var(--navy);padding:48px 28px;text-align:center;position:relative;box-shadow:16px 16px 0 #ece6d9;min-height:370px;display:flex;align-items:center;justify-content:center;flex-direction:column}.hero-panel img{width:225px;max-width:80%;height:225px;object-fit:contain}.hero-panel-rule{height:1px;width:55px;background:var(--gold);margin:20px auto}.hero-panel span{color:#d5bb86;font-size:10px;letter-spacing:2px}.trust-strip{border-block:1px solid var(--line);background:#fff}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:30px 0;gap:22px}.proof-grid>div{padding-right:24px;border-right:1px solid var(--line)}.proof-grid>div:last-child{border:0}.proof-grid strong{display:block;font:29px Georgia,serif;color:var(--ink);line-height:1.2}.proof-grid span{display:block;font-size:12px;color:var(--muted);margin-top:10px}.section{padding-top:80px;padding-bottom:80px}.section-heading{display:grid;grid-template-columns:1.3fr 1fr;gap:65px;align-items:end;margin-bottom:36px}.section-heading h2{margin-bottom:0}.section-heading p{margin-bottom:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.cards article{border:1px solid var(--line);padding:30px;background:#fff}.card-num{font:28px Georgia,serif;color:var(--gold)}.cards p{font-size:15px;margin-bottom:0}.spaced{margin-top:38px}.process-section{background:var(--ivory);border-block:1px solid var(--line)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin:38px 0}.steps article{border-top:1px solid var(--gold);padding-top:22px}.steps span{font:26px Georgia,serif;color:var(--gold)}.steps p{font-size:15px}.split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:start}.membership-stack>div{display:flex;gap:24px;align-items:center;border-bottom:1px solid var(--line);padding:24px 0}.membership-stack>div:first-child{padding-top:0}.membership-stack img{max-width:125px;max-height:60px;object-fit:contain}.membership-stack p{font-size:14px;margin:0}.membership-stack strong{font-size:12px;color:var(--gold);font-weight:500}.va-teaser{background:var(--navy);color:#fff}.va-teaser p{color:#c4cbd0}.va-points>div{border-bottom:1px solid #ffffff26;padding:19px 0;font-size:18px}.va-points span{color:#d6b475;margin-right:25px;font:22px Georgia,serif}.sample-note{font-size:13px;color:#847250}.sample{font-size:10px;letter-spacing:1px;color:#80683e;display:block}.stars{color:var(--gold);font-size:18px;letter-spacing:4px;margin-top:16px}blockquote{font:21px/1.5 Georgia,serif;margin:16px 0 20px}.review-cards p{font-size:12px}.bbb-card{border:1px solid var(--line);background:var(--ivory);display:grid;grid-template-columns:1.5fr .5fr 1fr;gap:30px;align-items:center;padding:28px;margin-top:24px}.bbb-card p{font-size:13px;margin:0}.bbb-card h3{margin:8px 0}.rating-placeholder{font:42px Georgia,serif;text-align:center;color:var(--gold)}.rating-placeholder small{display:block;font:12px Arial,sans-serif;color:var(--muted)}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:20px 0}summary{list-style:none;cursor:pointer;font-size:16px;padding-right:28px;position:relative}summary:after{content:'+';position:absolute;right:4px;color:var(--gold);font-size:20px}details[open] summary:after{content:'−'}details p{padding-top:17px;font-size:15px;margin:0}.contact{background:var(--ivory);text-align:center;border-top:1px solid var(--line)}.contact .button{margin-top:10px}.contact-links{display:flex;justify-content:center;flex-wrap:wrap;gap:25px;margin:25px 0 8px;font-size:15px}.contact p:last-child{font-size:13px}footer{background:var(--navy);color:#e7e6df;padding:60px 0 30px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:60px}.footer-grid .brand{font-size:17px}.footer-grid .brand img{width:45px;height:45px}.footer-grid p{font-size:12px;color:#a8b4bd;margin-top:20px}.footer-grid h3{font:17px Georgia,serif;color:#d8bc84;margin-top:0}.footer-grid>div>a:not(.brand){display:block;font-size:13px;margin:8px 0}.fineprint{margin-top:35px;padding-top:25px;border-top:1px solid #ffffff20;color:#9aabb7;font-size:11px;line-height:1.8}.page-hero{padding-top:70px;padding-bottom:65px;border-bottom:1px solid var(--line)}.page-hero p{max-width:720px}.page-hero h1{font-size:clamp(40px,4.5vw,61px)}.about-note{background:var(--ivory);border-top:2px solid var(--gold);padding:35px}.about-note h3{font:27px/1.5 Georgia,serif}.memberships{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin:35px 0}.memberships article{border:1px solid var(--line);padding:32px}.memberships img{height:65px;max-width:230px;object-fit:contain}.muted{font-size:13px;color:var(--muted)}.clean-list{padding-left:20px;color:var(--muted)}.clean-list li{margin:12px 0}.portal-section{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.portal-card{border:1px solid var(--line);background:var(--ivory);text-align:center;padding:35px}.portal-card img{width:70px;height:70px;border-radius:50%;margin-bottom:20px}.portal-card h2{font-size:30px}.portal-card .muted{margin-top:24px}.checklist-section{background:var(--ivory)}.check-item{display:flex;align-items:start;gap:17px;padding:22px 0;border-bottom:1px solid var(--line);cursor:pointer}.check-item:first-child{padding-top:0}.check-item input{margin-top:7px;width:21px;height:21px;flex-shrink:0;accent-color:var(--gold)}.check-item strong{display:block;font-weight:600}.check-item small{display:block;font-size:14px;color:var(--muted);margin-top:5px}.progress-box{border:1px solid var(--line);background:#fff;padding:25px;margin-top:30px}.progress-box strong{font:21px Georgia,serif}progress{width:100%;height:9px;margin:18px 0;accent-color:var(--gold)}.progress-box p{font-size:12px;margin-bottom:10px}.text-button{background:none;border:none;border-bottom:1px solid var(--gold);padding:0;cursor:pointer;color:var(--ink);font-size:13px}.fee-table{border:1px solid var(--line);padding:28px}.fee-table h3{margin-top:0}.fee-table p{font-size:13px}table{width:100%;border-collapse:collapse;font-size:14px;margin:25px 0}th,td{text-align:left;padding:12px 8px;border-bottom:1px solid var(--line)}th{font-size:12px}.resource-links{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:30px 0}.resource-links a{padding:18px;border:1px solid var(--line);font-size:15px}.resource-links a:hover{border-color:var(--gold)}.prose{max-width:850px}.prose a{text-decoration:underline}dialog{border:1px solid var(--gold);padding:40px;max-width:540px;width:calc(100% - 35px);color:var(--ink)}dialog::backdrop{background:#061625aa}dialog h2{font-size:36px}.close{position:absolute;right:12px;top:8px;background:none;border:0;font-size:29px;cursor:pointer}.phone{display:block;margin:20px 0}.menu[aria-expanded=true]{border-color:var(--gold)}@media(max-width:1050px){.header-row{gap:15px}.brand{font-size:15px;letter-spacing:1px}nav{gap:15px;font-size:12px}.portal-link{padding-left:15px}.hero-grid{gap:35px}.hero-panel{min-height:320px}.hero-panel img{width:190px;height:190px}.split{gap:40px}.footer-grid{gap:30px}}@media(max-width:760px){.wrap{padding-left:23px;padding-right:23px}.draft-bar span{display:block;margin:0;font-size:10px}.utility{font-size:9px;letter-spacing:.7px}.header-row{min-height:82px}.brand{font-size:15px}.brand img{width:43px;height:43px}.brand small{font-size:8px;letter-spacing:3px}.menu{display:block;font-size:13px}nav{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px 23px;border-bottom:1px solid var(--line);font-size:15px}nav.open{display:flex;flex-direction:column;align-items:flex-start;gap:17px}.portal-link{padding:0;border:0}.hero-grid{grid-template-columns:1fr;padding-top:45px;padding-bottom:45px;gap:40px}h1{font-size:clamp(39px,9vw,62px)}.hero-intro{font-size:19px}.hero-panel{min-height:260px;box-shadow:8px 8px 0 #ece6d9;padding:25px}.hero-panel img{width:165px;height:165px}.hero-panel span{font-size:9px;letter-spacing:1.3px}.proof-grid{grid-template-columns:1fr 1fr;gap:24px}.proof-grid>div:nth-child(2){border:0}.proof-grid strong{font-size:25px}.proof-grid span{font-size:11px}.section{padding-top:55px;padding-bottom:55px}.section-heading,.split,.portal-section{grid-template-columns:1fr;gap:30px}.cards,.steps{grid-template-columns:1fr;gap:20px}.cards article{padding:25px}.steps{gap:25px}.steps p{margin-bottom:0}.membership-stack>div:first-child{padding-top:15px}.bbb-card{grid-template-columns:1fr;gap:20px}.rating-placeholder{text-align:left}.footer-grid{grid-template-columns:1fr;gap:35px}.memberships,.resource-links{grid-template-columns:1fr}.page-hero{padding-top:45px;padding-bottom:45px}.page-hero h1{font-size:40px}.contact-links{flex-direction:column;gap:7px}.fee-table{padding:20px}th,td{padding:10px 5px}.actions{gap:20px}.sample-note{max-width:100%}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{header,footer,.utility,.draft-bar,.actions,.button,.resource-links,dialog{display:none!important}.wrap{padding:0}.section,.page-hero{padding:20px 0}.split{display:block}.checklist-section{background:#fff}.progress-box{display:none}body{font-size:12px}.cards{display:none}.check-item{break-inside:avoid}.check-item small{font-size:12px}}

.advisor-profile{grid-template-columns:.85fr 1.15fr;align-items:center}.portrait-frame{background:var(--navy);padding:10px;max-width:420px}.portrait-frame img{display:block;width:100%;height:auto}.portrait-frame p{text-align:center;color:#e0c68d;font:15px Georgia,serif;letter-spacing:2px;margin:18px 0 10px}.portrait-frame span{display:block;font:9px Arial,sans-serif;letter-spacing:1.4px;margin-top:10px}.qualification-list{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;margin:25px 0}.qualification-list span{font-size:14px;border-bottom:1px solid var(--line);padding:12px 0}.qualification-list span:before{content:'•';color:var(--gold);margin-right:9px}@media(max-width:760px){.advisor-profile{grid-template-columns:1fr}.portrait-frame{max-width:360px;margin:auto}.qualification-list{grid-template-columns:1fr}}